How do I apply for retirement benefits?

You can apply online, by phone, or in person:[1657]

    Online: Visit SSA’s website (www.ssa.gov) and start a new application at https://secure.ssa.gov/iClaim/rib.[1658]
    By phone: Call the SSA at 1-800-772-1213 (TTY: 1-800-325-0778). A representative will set an appointment for you to do your application by phone. This toll-free line is open Monday through Friday, 7 AM to 7 PM. For each time you call, record the date of your call and the name of the person who assists you.[1659]
    In person: First, call the SSA to find a local office near you; or, if you have Internet access, use the office locator at https://secure.ssa.gov/ICON/main.jsp. Then call the local office to make an appointment.

TIPS:

    Before you start, you may want to look over the Social Security’s application checklist (see Appendix H, on PG. 523).[1660] to gather the information you need.
    If you need help with the application, call the Social Security Administration or visit a local Social Security office. You have a right to assistance from Social Security representatives if you need help due to a disability.[1661]
    You have a right to appoint any individual—such as a friend, family member, attorney, social worker, or other trusted advocate—to act as your representative in the application process. To do so, use the form in Appendix G, PG. 523.[1662]
    If you need benefits right away due to a financial emergency, ask if you can get “expedited” benefits.[1663]
  1. 1657

    Other Ways to Apply for Benefits, Soc. Sec. Admin., http://www.socialsecurity.gov/info/isba/otherways.htm

  2. 1658

    See How to Apply Online for Retirement Benefits, Soc. Sec. Admin., http://www.socialsecurity.gov/pubs/EN-05-10523.pdf.

  3. 1659

    If you complete your application within 60 days of your first call to request materials, the SSA will treat that call as the date of your application. Your Right to Representation (2011), Prison Law Office, http://www.prisonlaw.com/pdfs/BenefitsLetter,Aug2011.pdf.

  4. 1660

    Checklist For Online Medicare, Retirement, and Spouses Applications, Soc. Sec. Admin., http://www.socialsecurity.gov/hlp/isba/10/isba-checklist.pdf

  5. 1661

    Section 504 of the Rehabilitation Act; Your Right to Representation (2011), Prison Law Office, http://www.prisonlaw.com/pdfs/BenefitsLetter,Aug2011.pdf.

  6. 1662

    Your Right to Representation, Soc. Sec. Admin., http://www.socialsecurity.gov/pubs/EN-05-10075.pdf.

  7. 1663

    Prison Law Office, http://www.prisonlaw.com/pdfs/BenefitsLetter,Aug2011.pdf.