Will my credit report be included in my background check?

Generally, no. Background check companies are NOT allowed to include your credit report in your regular background check, because not everyone who is allowed to see your background check is also allowed to see your credit report. When companies run your credit report, they must follow a separate set of rules that are specific to credit reports, which are not covered in this guide. The only time that your credit report and background check will be together is when someone who is ALLOWED to see both requests them together (for example, a landlord can request both at the same time, but most employers cannot see your credit report, just your criminal background check).[2971]

  1. 2971

    Cal. Civ. Code § 1786.2(c).